Protect Your Car
from Unexpected Repair Costs

Get a Comprehensive Motor Warranty — from just R299/month

Extensive mechanical & electrical cover

No excess payable on claims

Cover for Repairs, parts & labour

New or used vehicles covered

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Bidvest Insurance

⭐ 4.37 | 5,668 Reviews as at June 2025 • Verified on HelloPeter

TrustIndex: 9.2 | #14 in Car Insurance | Avg. Reply: 6.6hrs

Neliswe M ★★★★★

“Thank you Luthando for explaining everything required on the claim form.”

Thabo A.D. Mogase ★★★★★

“The claim went smoothly. I'm happy with how it went.”

Mkhululi M ★★★★★

“Sisi Nompilo explained everything clearly. I'm 100% happy with her service.”

Banele M ★★★★★

“Agent Brightness was calm and made sure I understood everything.”

Simon R ★★★★★

“Got help fast when I called about claims.”

Ryan M ★★★★★

“Been with them 5 years. Claims always paid out. Helpful and professional.”

Why Drivers Trust Our Top Pick

Comprehensive Coverage

With up to 200+ vehicle components covered.

Affordable Monthly Rates

Starting from just R299pm, the cover options perfectly suit your vehicle's age and mileage.

Top-Rated Insurer

Trusted by thousands of drivers. A reputable brand with years of experience covering vehicles nationwide.

Loved by SA Drivers

Over R34,000 worth of vehicle items covered in full

Existing customer

“Bidvest Insurance really helped me on my motor warranty…My car was over heating and needed a replacement of the thermostat and the water-pump AND the wheel bearings were worn out. All of this was going to cost OVER R34 000! Luckily I had a Warranty with Bidvest Insurance and all those items were covered in full. I would definitely recommend Bidvest Insurance to my friends and family, as I know they are reliable…VIVA BIDVEST VIVA!”

Any endorsement provided on this page does not constitute financial advice.

My premium was almost 1/5 of my repair cost!

Existing customer

“My gears began making a loud noise and banging into place, I also then noticed that the vehicle could not go into reverse! The worst feeling, other than the fact that my car was damaged, was the thought of how much this was going to cost me. I took it straight to the dealership where they told me the mechatronics were faulty and needed to be replaced. I definitely found my Bidvest Insurance Warranty to be of value as the premium was nearly a fifth of what the repair cost was!”

Any endorsement provided on this page does not constitute financial advice.

Frequently Asked Questions

Have Questions? We’re Here To Help

How does a Mechanical Warranty work?

A Mechanical Warranty gives you cover for mechanical or electrical breakdowns. Warranties offset the repair and labour costs when these inevitable breakdowns happen .

What components am I covered for?

If your vehicle suffers a mechanical or electrical breakdown you will have access to cover for the repair or replacement of covered components such as:

- Engine
- Gearbox
- Differential
- Emission System
- Vehicle Infotainment
- Management System
- Wheel Bearings
- Suspension
- CV Joints
- Turbo/Super Charger
- Prop Shaft
- Steering Mechanism
- Air Conditioning System
- Braking System
- Fuel System
- Cooling System
- Electronics
- Electronic Ignition
- More

Covered components depend on the cover option selected. Please view the policy wording for a full list of covered components.

What additional benefits are included?

Our warranty includes these additional benefits:

Breakdown Services

24-hour breakdown towing (up to R2,000)
Hotel accommodation or car hire if you break down more than 100 km from home
Courtesy vehicle if repairs take longer than 48 hours

Roadside Assistance Services

Assistance to change a flat tyre
Jump-start for a flat battery
Fuel delivery to help you reach the next fuel station
Locksmith assistance if your keys are locked inside your car

Why do I need a Mechanical Warranty?

Car troubles are inconvenient at best, and are often accompanied by costs like call-out fees, towing charges and more.

As vehicles get older, and Manufacturer’s Warranties fall away, vehicles become more prone to breakdowns.

A Mechanical Warranty offsets the repair costs when mechanical or electrical breakdowns occur. A Mechanical Warranty protects your pocket against the breakdown of a range of important components in your car.

Does a Mechanical Warranty policy cover pre-existing damages?

No. Unfortunately, a Mechanical Warranty from Bidvest Insurance does not cover pre-existing damage.

How much is a Mechanical Warranty?

No two vehicles are alike. Policies start from just R299pm, and the cover options perfectly suit your vehicle's age and mileage.

What is the waiting period before I can claim on my Mechanical Warranty policy?

A Mechanical Warranty from Bidvest Insurance has a waiting period of 30 days from your 2nd Premium collected . During this period, you will not be able to submit a claim for your Mechanical Warranty policy.

Protect Your Car from Unexpected Repair Costs